Requirements

• 1 valid ID (Passport, Driver’s license, SSS)
• step one Proof Charging you (fuel, water, landline)
• Latest step 1-month payslip otherwise proof of money

Charges & Costs

A control commission from seven% is subtracted from the web loaned matter for every processed financing. 5% daily as well as a late commission commission off Php500.

Payment Selection

• Lender Put (Non-prescription, On the web Banking, ATM)
• Dragon Shell out (7-eleven, Cebuana, LBC, SM Robinson Fee Locations and you may Bayad Facilities)

Borrower Duties Through the Application for the loan

• Browse the price cautiously and make sure you realize the brand new terms and conditions prior to signing.
• Don’t overstate your revenue, a career years, and you can possessions.
• Tell the truth from the earlier in the day or current borrowing troubles; report any bills.
• Do not record fake home elevators the loan software, plus don’t bring false supporting records.

Why Like Vidalia Lending

Vidalia Credit might only be accessible to consumers regarding the Location Manila city. Still, undoubtedly, the mortgage goods are made to uplift brand new life of its people by taking proper care of the financial means. With plenty of capital organizations on the Philippines, there are lots of reasons why people would want to choose Vidalia Credit.

Even offers zero Prepayment Penalty

With fund penalizing consumers that need to cover their loaned wide variety beforehand, clients are this is accept its funds prior to when their owed dates having Vidalia. They understand one to some users need to get reduce a lot more concerns and you will focus costs, plus they assistance her or him.

Quick and easy Processes

Particular applications that have Vidalia Credit is going to be completed one hundred% online. In spite of how users need to processes its applications, the brand new approval procedure is fast, and you can users knows caused by their application for the loan contained in this a couple of days.

Offers Non-Equity / No Guarantor Loans

The nightmare that all anybody deal with when trying to get financing is actually collateral otherwise a great guarantor. Not many customers can establish security in the event the you would like appear. Also to together with means relatives otherwise family is a good guarantor can often be a headache. Not too many would like to display an identical court obligations as the the fresh debtor instead gaining one thing except that a potential responsibility.

Available for Somebody and Organizations

The fantastic thing about Vidalia Credit is where they generate loan points offered not merely for folks but also for organizations searching from the expanding businesses. Exactly why are the team loan a whole lot more attractive is that they give low-equity business loans.

Safe Purchases

Vidalia Credit adheres to rigid data confidentiality advice for its consumers. They ensures that the data and suggestions shared with them will not be mutual neither offered in order to exterior events.

Zero Undetectable Fees otherwise Charge

New costs that users would have to shell out could be revealed early in the procedure. He’s got wanted to and you can enrolled in the Get the facts particular charges and you can costs that they’re going to have to pay in the duration of the financing label. They don’t really need to spend people charge after they accept the fund very early.

Ideas on how to Subscribe

Applying for financing is very simple and prompt. People can privately check out the site regarding Vidalia Lending to start the applying techniques because of the simply clicking new redirect option at the the top of most recent webpage and simply clicking the fresh financing point.

Getting first-day users, the maximum loanable amount are Php10,100000 but for repeat individuals, maximum loanable number are Php fifteen,one hundred thousand.

For personal Funds or Salary Financing, users will get myself check out the website’s Personal bank loan area to apply for personal Financing or the website’s Salary financing section to utilize having Income Money. Upcoming, start the borrowed funds software and begin filling in the main points.